The Forging Process

By on Oct 10, 2017 in Uncategorized | 0 comments

            Perhaps the title of this email got your attention because of all the recent concerns about ID theft, data compromise and forgery, and the billions of pieces of information floating in cyber space and on the dark web that can be used by criminals to steal someone’s identity and wealth. That’s not what I’m referring to. As I’m writing this, my mind is...

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What’s Your Policy?

By on Oct 3, 2017 in Uncategorized | 0 comments

            In a recent housing court case, the judge reviewed evidence submitted by my client as to the defendant-tenant’s payment history. Upon reviewing those well-kept records, the judge noticed that my client (prior to retaining me) had permitted a pattern of accepting rent due on the 1st of the month as late as the 15th or even the 20th of the month. The...

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Seldom-Practiced Success Principle

By on Aug 22, 2017 in Uncategorized | 17 comments

            A few months ago, while having lunch in Tampa, Florida with a client and friend, we were talking about fundamental principles in our businesses. My friend shared with me how he had been working with some new real estate investors and helping them overcome some challenges they had experienced after having some good initial success in their business....

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If You Love Someone, Read This

By on Aug 1, 2017 in Uncategorized | 3 comments

            Last week was awkward. It was the first of several meetings with a lady who had suddenly lost her husband, and she’s looking for help and guidance. The harsh reality is that he died with no life insurance coverage in place.             That same week I had a meeting with another lady who had also lost her husband but was fortunate enough to have been the...

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Be Diligent

By on Jul 11, 2017 in Uncategorized | 1 comment

There is no substitute for diligence. One of my favorite verses from the book of Proverbs says, “The slothful man roasteth not that which he took in hunting: but the substance of a diligent man is precious.” (Proverbs 12:27) In a note class I was attending, a friend of mine gave an example of an investor who bought a note, and after waiting four months, he had not...

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One of My Heroes

By on Jun 22, 2017 in Uncategorized | 3 comments

            The late Senator William Roth of the State of Delaware is one of my heroes. This man persisted for years in trying to amend the tax code in order to create a way for average Americans to wisely invest hard-earned money so that it could grow tax-free and, under the right circumstances, be spent tax-free. Roth IRAs became available in the mid-1990s. I...

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